Stated Income Loans are back folks! As our economy and housing markets have bounced back from the Great Recession, loan programs and guidelines have loosened up. Many self-employed people and real estate investors do not have the typical income documentation available or would rather take a slightly higher rate to qualify more easily. For these borrowers and instances we have Stated Investor loans available for non-owner occupied purchases, rate & term refinances and cash-out refinances. These programs are available for all property types and typically require a larger down payment than a fully documented loan. We have these loan programs available for both individuals and business entities.