Stated Investor Programs

Stated Income Loans are back folks!  As our economy and housing markets have bounced back from the Great Recession, loan programs and guidelines have loosened up.  Many self-employed people and real estate investors do not have the typical income documentation available or would rather take a slightly higher rate to qualify more easily.  For these borrowers and instances we have Stated Investor loans available for non-owner occupied purchases, rate & term refinances and cash-out refinances.  These programs are available for all property types and typically require a larger down payment than a fully documented loan.  We have these loan programs available for both individuals and business entities.